Module 1: Technical basis for insurance (1 day)
Insurance trades
The technical bases of insurance covering the operating mechanisms of insurance: the production cycle of insurance, synoptic presentation of the different classifications of insurance Distinction between damage insurance and personal insurance
Insurance policy guidelines: compensation principle, lump sum principle, mutualisation and risks
Risk selection: risk consolidation, risk pricing, risk compensation, commercial policy
Risk Division: Risk Sharing – Risk Transfer
Legal environment of insurance: declaration of insured person, proportional rules, subrogation rule
Solvency control: State control, technical provisions, solvency margin

Module 2: The law of the insurance contract IARD (Incendie – Automobile and Miscellaneous Risks) (2 days)
The legal nature of the insurance contract
The formation of the insurance contract
Insurance documents
Risk reporting
The duration of the insurance contract
Insurance premium (or contribution)
Amendments to the insurance contract
The guarantee over time
Compulsory insurance – Mandatory guarantee
Guarantee exclusions
Guarantee amounts and allowances
Claim Reporting
Cessation of rights
Termination
The requirement