Module 1: Technical basis for insurance (1 day)
A. The technical foundations of insurance: the definition of insurance, the role of insurance, the operating mechanisms of insurance, the cycle of insurance production, the synoptic presentation of the various classifications of insurance – the distinction between damage insurance and personal insurance, the guiding principles of insurance: compensation principle, lump sum principle, mutualisation and risk compensation, risk selection: risk aggregation, risk pricing, risk compensation, commercial policy, risk division: co-insurance – reinsurance.

B. Insurance intermediaries
General insurance staff
Insurance brokers

C. Risk management and corporate insurance
1. Company objectives
2. Risk management principles: risk identification, risk assessment, risk limitation or control, risk transfer

Module 2: Insurance law in the CIMA area (2.5 days)
A. Introduction
B. Regulation governing insurance operations: legislation and regulations, state control
C. The regulations governing the insurance contract: Legal nature of the insurance contract, Formation of the insurance contract, Insurance documents, Disclosure of risks, Duration of the insurance contract, Insurance premium (or contribution), Amendments of the insurance contract, Compulsory insurance, Exclusions of guarantee, Declaration of the insured, Amounts of guarantee and deductibles, Proportional rules, Claim declaration, Rule of subrogation, Termination of entitlement, Termination, Limitation, Offer of compensation of the insurer.

Module 3: Risks and responses of insurance companies in Fire and other damage to property (3 days)

Module 4: Legal basis for liability and liability insurance (4.5 days)
A. The general principles:The various responsibilities that one can incur, the main differences between civil liability regimes, the conditions for the implementation of liability, the exoneratory causes.
B. Know and apply the legal basis of non-contractual civil liability
C. Know and apply the legal basis of contractual liability
D. Guarantees of liability insurance policies
E. Practical cases